Lad, Nitin. “Predictive Business Intelligence for Corporate Financial Risk Management: Developing Data-Driven Models for Early Detection of Financial Distress, Cash-Flow Problems, and Going-Concern Risks”. International Journal of Technology, Management and Humanities 12, no. 01 (January 16, 2026): 187–195. Accessed November 3, 2026. https://www.ijtmh.com/index.php/ijtmh/article/view/498.