NJENGE, Sidney Eddia. Machine learning models for credit default prediction. International Journal of Technology, Management and Humanities, [S. l.], v. 10, n. 03, p. 75–82, 2024. DOI: 10.21590/ijtmh.10.03.09. Disponível em: https://www.ijtmh.com/index.php/ijtmh/article/view/316. Acesso em: 10 may. 2026.